Skydive Insurance

Skydiving is a dangerous sport and as with anything that has an element of danger there is risk that you could sustain an injury or even death!!!  This is a statement that you may see when you go to your drop zone for your jump.   Statistically skydiving is a safe sport, the safety precautions taken by both the drop zones and instructors are probably much higher than those you take when you get behind the wheel of your car!  So don’t let this put you off – you are after all looking at doing an extreme activity it is the danger that has attracted you to this website!

The British Parachute Association (BPA) is one of the safest in the world and are very strict with centres that hold an affiliation.  – You cannot run a drop zone in the UK without affiliation with the BPA.The price you pay for your jump includes BPA 3rd Party insurance.   It does offer you some limited additional cover for accidental death and permanent disability however if you feel you would like a higher level of cover you may wish to take out an additional insurance policy.  There are a few companies that offer insurance for skydiving; Click and Jump recommend Jump Cover as we feel they offer a good service, high levels of cover and are easy to set up.  If you wish to view the BPA insurance information you can download Form 206 BPA Insurance Summary Personal accident cover is of course optional and not necessary to complete your jump, the information below is purely to help you decide if you wish to take out additional cover and help you with your search.

Click andJump have affiliated with Sportscover direct.

Sports Accident Insurance

About Sportscover’s policies

The policy is designed to offer Sports Accident cover to individuals who participate in sports / leisure activities. Benefits include personal accident, broken bone payments, accidental death, and personal liability and there is the option to include loss of earnings cover. Three levels of cover are availiable and policies can be single day, multiple days or annual. This policy is not intended for use as Travel insurance as it does not include any cover for medical expenses abroad or repatriation.

If your jump is postponed simply tell Sportcover and they will rearrange your policy for another date.

 

What is covered by the BPA and how does a personal accident policy differ?

See below for a comparison of the insurance levels included with your price from the BPA policy and the cover you could get from Sportscover:

There are bronze, silver and gold level policies to choose from. You can set the weekly income protection from £0 to £1000.

The table below is based upon the Gold level policy at £23.97 for single day cover, with an £50 excess, set with an income protection of £400 per week.

BPA JUMP COVER
Accidental Death £15,000 £9,000
Permanent Disability £15,000 £30,000
Legal expenses £0 £4,500
Broken Bones £0 £350
Physiotherapy fees £0 £350
Consultants fees £0 £350
Rescue/search fees £0 £8,000
Personal Liability £5,000,000 £2,000,000

Notes:

  1. The above figures show maximum payouts available under each scheme.
  1. BPA insurance is mainly a third party liability policy. It does not cover you for the period of time you are on the airfield or in the aircraft prior to your skydive.
  2. The BPA insurance is automatically applied to all UK tandem skydives.

For a quote from SportsCover please use the link below:
Sports Accident Insurance

 

If you are a skydiver looking for annual cover Sportscover Direct offer various policies for travelling abroad, competing etc.  Use the link on the logo above to explore these options.